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Service Charges

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No Type / Nature of Service Minimum Balance Service Charges
1
Saving Bank Account
Rs.200/-
   Rs.50/- every year
2
Saving Bank Account BSBDA
Zero Balance
   Nil
3
Saving Bank Account with Cheque Book
Rs.1,000/-
   100/-
4
Current Account
Rs.2,000/-
   100/-
5
Transfer of Funds (ABB)
--- 
    Nil  
No Type / Nature of Service Service Charges
6
Issue of Duplicate Statement
Savings Account
Current Account
Rs.50/-
Rs.75/-
7
Issue of duplicate Pass Book
Rs.50/- per pass book (for each financial year)

  No Remittance facility through Own Bank
8 Demand Draft Commission Rs.2/- per 1,000/- Minimum
Rs.25/- and above Maximum
Rs.15,000/-
9 DD - Cancellation Rs.50/- per draft
10 DD - Duplicate Rs.100/- + Indemnity Bond
11 DD - Revalidation Rs.100/-
12 NEFT Charges Outward (For Our Bank's A/c holders only)
Amount
up to Rs.25,000/-Rs.5/-
up to Rs.25,001/- to Rs.1,00,000/-Rs.10/-
up to Rs.1,00,001/- to Rs.2,00,000/-Rs.15/-
13 Pay Order / Inter branch Demand Draft Up to Rs.1000/- Rs.10/-
and Rs.1.00 per thousand or part of it
(Max Rs.2,500/-)
14 RTGS - Outward
Amount
Above Rs.2 Lakhs to Rs.5.00 Rs.25/-
Lakhs
Above Rs.5.00 lakhs Rs.50/-
15 PO - Cancellation Rs.50/- per PO
16 PO - Duplicate Rs.50/- per PO
17 PO - Revalidation Rs.50/- per PO
Cheque Collection
18 Local Nil
19 Collection of Outstation cheques
(of Other Banks)
Up to Rs.10,000/- Rs.50/-Plus Other Banks charges if any
Rs.10,001/- to
Rs.1,00,000/-
Rs.100/-
Rs.1,00,001/- and aboveRs.150/-
+ Postage and Courier Charges
20 A) Bouncing of cheques Inward (Non Finance Cheques)
Up to Rs.10,000/- Rs.100/-
Rs.1,00,001/- and aboveRs.200/-
B) ECS Return Charges and Finance Cheques Return Charges NRs.200/-
21 Bouncing of cheques Local outward cheques
Up to Rs.10,000/- Rs.50/-
Rs.1,00,001/- and aboveRs.100/-
Retail Loan
22 Loan Processing Charges 1.  For all Loans 0.50% of Loan Amount subject to maximum of Rs.2,50,000/- and minimum of Rs.100/-
2.  For Cash Credit Renewal - 50% of the charges applicable for All loans mentioned as above.
23 No Due Certificate Rs.25/- per certificate (Not applicable for Agricultural and other Govt. Scheme Loans)
24 Solvency Certificate 0.50% of the Certificate Amount subject to maximum of Rs.50,000/- and minimum of Rs.500/-
25 ATM Card issue charges Rs.100/- (For duplicate card Rs.200/-)
Miscellaneous
26 Interest Certificate 1.First Time NIL
2.For duplicate only Rs.50/- per certificate
27 Accounts Closer
SavingsCurrent
Before six monthsRs.100/-Rs.200/-
After six monthsRs.50/-Rs.100/-
28 Signature Attestation Rs.25/- per form
29 Stop Payment Charges
SavingsCurrent
Per instructionRs.100/-Rs.200/-
30 Inoperative Account
SavingsCurrent
Six monthlyRs.100/-Rs.200/-
31 Folio charges (half yearly)
Type of AccountRural AreaUrban Area
CurrentRs.10/-Rs.20/-
SavingsRs.20/-Rs.50/-
Cash CreditRs.20/-Rs.50/-
32 Collection of Cheques for Clearing under ABB NIL
33 Cheque Book Issue Charges (Cheque Book of 30 pages)
Saving Rs.30/-
Current & Cash CreditRs.60/-
For Finance PurposeRs.200/-
34 Not maintaining Minimum Balance
Type of AccountMinimum Required BalanceCharges
SavingRs.200/-Rs.50/-every year
Saving A/c with Cheque BookRs.1,000/-Rs.100/-every year
Current A/cRs.2,000/-Rs.100/-every year
35 Bank Guarantee
Fully secured by FDR (100%)- 1% per year
Partly secured by FDR (100%)- 2% per year
Fully secured by Mortgage of Real Estate- 3% per year
36 Duplicate FDR/Gold Loan Receipt Rs.100/- Indemnity Bond
37 Loan Recovery Notices to Borrower & Guarantors
Ordinary PostRs.300/- per A/c
Registered A.D.Rs.500/- per A/c
38 Visit Charges
Up to 50 Kms.51 to 100 Kms.Above 100 Kms.
2 Wheeler4 Wheeler2 Wheeler4 Wheeler2 Wheeler4 Wheeler
Pre sanction Visit300/-500/-500/-2,000/-1,500/-5,000/-
Post sanction 300/-500/-500/-2,000/-1,500/-5,000/-
Visit
Stock Verification Visit300/-500/-500/-2,000/-1,500/-5,000/-
Recovery Visit300/-500/-500/-3,000/-2,000/-10,000/-
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