Service Charges

Service Charges

Sr.No.

Type / Nature of Service

Minimum Balance

Service Charges

1

Saving Bank Account

Rs. 200/-

Rs. 50/- every year

2

Saving Bank Account BSBDA

Zero Balance

Nil

3

Saving Bank Account with Cheque Book

Rs. 1,000/-

100/-

4

Current Account

Rs. 2,000/-

100/-

5

Transfer of Funds (ABB)

Nil

No

Type / Nature of Service 

Service Charges

6

Issue of Duplicate Statement

Savings Account
Current Account

Rs. 50/-
Rs. 75/-

7

Issue of duplicate Pass Book

Rs. 50/- per pass book (for each financial year)

No

Remittance facility through Own Bank

8

Demand Draft Commission

Rs. 2/- per 1,000/- Minimum
Rs. 25/- and above Maximum
Rs. 15,000/-

9

DD – Cancellation

Rs. 50/- per draft

10

DD – Duplicate

Rs. 100/- + Indemnity Bond

11

DD – Revalidation

Rs. 100/-

12

NEFT Charges Outward

(For Our Bank’s A/c holders only)

Amount

up to Rs. 25,000/-

up to Rs. 25,001/- to Rs. 1,00,000/-

up to Rs. 1,00,001/- to Rs. 2,00,000/-

 Rs. 5/-

Rs. 10/-

Rs. 15/-

13

Pay Order / Inter branch Demand Draft

Up to Rs. 1000/- Rs. 10/-
and Rs. 1.00 per thousand or part of it (Max Rs. 2,500/-)

14

RTGS – Outward

Amount

Above Rs. 2 Lakhs to Rs. 5.00

Rs. 25/-

Lakhs

Above Rs. 5.00 lakhs

Rs. 50/-

15

PO – Cancellation

Rs. 50/- per PO

16

PO – Duplicate

Rs. 50/- per PO

17

PO – Revalidation

Rs. 50/- per PO

Cheque Collection

18

Local

Nil

19

Collection of Outstation cheques
(of Other Banks)

Up to Rs. 10,000/-

Rs. 10,001/- to
Rs. 1,00,000/-

Rs. 1,00,001/- and above

Rs. 50/-

Rs. 100/-

Rs. 150/-

Plus Other Banks charges if any

20

A)

Bouncing of cheques Inward (Non Finance Cheques)

Up to Rs. 10,000/-

Rs. 1,00,001/- and above

Rs. 100/-

Rs. 200/-

B)

ECS Return Charges and Finance Cheques Return Charges

NRs. 200/-

21

Bouncing of cheques Local outward cheques

Up to Rs. 10,000/-

Rs. 1,00,001/- and above

Rs. 50/-

Rs. 100/-

22

Loan Processing Charges

1. For all Loans 0.50% of Loan Amount subject to maximum of Rs. 2,50,000/- and minimum of Rs.100/-
2. For Cash Credit Renewal – 50% of the charges applicable for All loans mentioned as above.

23

No Due Certificate

Rs. 25/- per certificate (Not applicable for Agricultural and other Govt. Scheme Loans)

24

Solvency Certificate

0.50% of the Certificate Amount subject to maximum of Rs. 50,000/- and minimum of Rs. 500/-

25

ATM Card issue charges

Rs. 100/- (For duplicate card Rs. 200/-)

Miscellaneous

26

Interest Certificate

1.First Time NIL
2.For duplicate only Rs. 50/- per certificate

27

Accounts Closer

Before six months

After six months

Savings

Rs. 100/-

Rs. 50/-

Current

Rs. 200/-

Rs. 100/-

28

Signature Attestation

Rs. 25/- per form

29

Stop Payment Charges

Per instruction

Savings

Rs. 100/-

Current

Rs. 200/-

30

Inoperative Account

Six monthly

Savings

Rs. 100/-

Current

Rs. 200/-

31

Folio charges (half yearly)

Type of Account

Current

Savings

Cash Credit

Rural Area

Rs. 10/-

Rs. 20/-

Rs. 20/-

Urban Area

Rs. 20/-

Rs. 50/-

Rs. 50/-

32

Collection of Cheques for Clearing under ABB

NIL

33

Cheque Book Issue Charges (Cheque Book of 30 pages)

Saving

Current & Cash Credit

For Finance Purpose

Rs. 30/-

Rs. 60/-

Rs. 200/-

34

Not maintaining Minimum Balance

Type of Account

Saving

Saving A/c with Cheque Book

Current A/c

Minimum Required Balance

Rs. 200/-

Rs. 1,000/-

Rs. 2,000/-

Charges

Rs. 50/-

Rs. 100/-

Rs. 100/-

every year

every year

every year

35

Bank Guarantee

Fully secured by FDR (100%)

Partly secured by FDR (100%)

Fully secured by Mortgage of Real Estate

– 1% per year

– 2% per year

– 3% per year

36

Duplicate FDR/Gold Loan Receipt

Rs. 100/- Indemnity Bond

37

Loan Recovery Notices to Borrower & Guarantors

Ordinary Post

Registered A.D

Rs. 300/- per A/c

Rs. 500/- per A/c

38

Visit Charges

Up to 50 Kms.

51 to 100 Kms.

Above 100 Kms.

2 Wheeler

4 Wheeler

2 Wheeler

4 Wheeler

2 Wheeler

4 Wheeler

Pre sanction Visit

300/-

500/-

500/-

2,000/-

1,500/-

5,000/-

Post sanction

300/-

500/-

500/-

2,000/-

1,500/-

5,000/-

Visit

Stock Verification Visit

300/-

500/-

500/-

2,000/-

1,500/-

5,000/-

Recovery Visit

300/-

500/-

500/-

3,000/-

2,000/-

10,000/-

Sr.No.

Type / Nature of Service

Minimum Balance

Service Charges

1

Saving Bank Account

Rs. 200/-

Rs. 50/- every year

2

Saving Bank Account BSBDA

Zero Balance

Nil

3

Saving Bank Account with Cheque Book

Rs. 1,000/-

100/-

4

Current Account

Rs. 2,000/-

100/-

5

Transfer of Funds (ABB)

Nil

No

Type / Nature of Service 

Service Charges

6

Issue of Duplicate Statement

Savings Account
Current Account

Rs. 50/-
Rs. 75/-

7

Issue of duplicate Pass Book

Rs. 50/- per pass book (for each financial year)

Sr.No.

Type / Nature of Service

Minimum Balance

Service Charges

1

Saving Bank Account

Rs. 200/-

Rs. 50/- every year

2

Saving Bank Account BSBDA

Zero Balance

Nil

3

Saving Bank Account with Cheque Book

Rs. 1,000/-

100/-

4

Current Account

Rs. 2,000/-

100/-

5

Transfer of Funds (ABB)

Nil

No

Type / Nature of Service 

Service Charges

6

Issue of Duplicate Statement

Savings Account
Current Account

Rs. 50/-
Rs. 75/-

7

Issue of duplicate Pass Book

Rs. 50/- per pass book (for each financial year)